If you are looking for an indulgent yet refreshingly easy dessert to impress your friends and family, you must try this No-Bake Chocolate Banana Split Trifle Recipe. It perfectly combines luscious chocolate pudding, fresh bananas, crunchy graham crackers, and fluffy whipped cream into irresistible layers that celebrate the nostalgic flavors of a classic banana split. The dessert comes together effortlessly without any oven time, making it ideal when you want something decadent but simple to prepare. Every bite offers a delightful mix of textures and tastes that will keep everyone coming back for more.

Ingredients You’ll Need
Simple, quality ingredients come together to create this show-stopping No-Bake Chocolate Banana Split Trifle Recipe. Each component adds its own special touch: creamy pudding brings richness, bananas provide natural sweetness and freshness, graham crackers add crunch, and whipped cream ties it all with airy softness.
- Instant chocolate pudding mix: The base of the trifle that delivers an intense chocolate flavor and smooth texture.
- Cold milk: Essential for setting the pudding perfectly to a creamy consistency.
- Heavy cream: Whipped into fluffy peaks to add lightness and balance the dessert’s richness.
- Powdered sugar: Sweetens the whipped cream without leaving any grittiness.
- Vanilla extract: Adds a warm fragrance and depth to the whipped cream layer.
- Bananas: Fresh and ripe, sliced for natural sweetness and to evoke classic banana split flavors.
- Crushed graham crackers: Offer a delightfully crunchy contrast and a hint of honeyed sweetness.
- Chocolate chips: Little bursts of decadent chocolate scattered through the layers.
- Maraschino cherries: Vibrant, juicy, and perfect for that traditional banana split finish.
- Chocolate syrup: For drizzling and adding a glossy, extra chocolaty flourish on top.
How to Make No-Bake Chocolate Banana Split Trifle Recipe
Step 1: Prepare the Chocolate Pudding
Start by whisking the instant chocolate pudding mix with cold milk vigorously for about 2 minutes until it thickens. This step is crucial because the pudding forms the luscious, velvety foundation of your trifle. After whisking, pop it into the fridge to set for 5 minutes, giving it time to firm up just enough to hold its shape in the layers.
Step 2: Make the Whipped Cream
In a separate bowl, beat the heavy cream with powdered sugar and vanilla extract until stiff peaks form. This whipped cream adds a cloud-like softness that cuts through the richness of the chocolate pudding. The secret is not to overbeat—you want it fluffy but still smooth enough to spread evenly in your trifle layers.
Step 3: Assemble the Trifle
Grab your favorite clear trifle dish or a large glass bowl to show off those beautiful layers. Begin with one-third of the chocolate pudding as the base layer—this rich chocolate creates the perfect canvas for all the other flavors to shine. Next, add a generous layer of sliced bananas; their creamy texture and natural sweetness are a must-have.
Step 4: Add Crunch and Cream
Sprinkle crushed graham crackers evenly over the bananas to introduce a satisfying crunch that contrasts beautifully with the soft ingredients. Then layer on a portion of the freshly whipped cream to lend lightness and balance. For an extra surprise, scatter chocolate chips and halved maraschino cherries on top—these little bursts of flavor bring the classic banana split vibe alive.
Step 5: Repeat and Finish
Repeat these layers exactly two more times, making sure to end with a thick layer of whipped cream. This final topping gives the trifle a luxurious finish that’s both welcoming and indulgent. Once assembled, drizzle with chocolate syrup and add a few more chocolate chips and cherries for the perfect garnish. Chill for about one hour to let the flavors meld wonderfully.
How to Serve No-Bake Chocolate Banana Split Trifle Recipe

Garnishes
When serving your No-Bake Chocolate Banana Split Trifle Recipe, take a moment to enhance its presentation with carefully chosen garnishes. Fresh banana slices arranged on top, extra maraschino cherries, and a final artistic drizzle of chocolate syrup create a dessert that looks as fabulous as it tastes. Adding a sprinkle of chopped nuts or shredded coconut can also elevate the visual appeal and add a delightful texture twist.
Side Dishes
This dessert is most at home shining solo because of its rich flavor profile, but if you want to complement it with a side, think light and refreshing. A simple green salad with a citrus vinaigrette or a small bowl of fresh berries can provide a palate-cleansing contrast that keeps the meal balanced without competing with the trifle.
Creative Ways to Present
If you want to get creative with presentation, consider assembling individual parfait glasses using the same layering technique. This personalized touch makes each serving special and visually stunning for parties or gatherings. Another fun idea is to layer the trifle in mason jars for an adorable grab-and-go dessert that’s perfect for picnics or potlucks.
Make Ahead and Storage
Storing Leftovers
Leftover No-Bake Chocolate Banana Split Trifle Recipe keeps beautifully in the refrigerator for up to two days. Store it covered tightly with plastic wrap to prevent odors from mingling. Just be mindful that the bananas will gradually soften, so it’s best enjoyed as fresh as possible for peak texture and flavor.
Freezing
While this dessert can be tempting to freeze, the texture of the bananas and whipped cream will change after thawing. If you do decide to freeze it, place portions in airtight containers and thaw overnight in the fridge before serving. However, for best results, enjoy the trifle fresh or within a couple of days refrigerated.
Reheating
Since this is a chilled dessert, reheating is not recommended. The magic of this No-Bake Chocolate Banana Split Trifle Recipe lies in its cool, creamy layers, so serve it chilled for the ultimate dessert experience.
FAQs
Can I use homemade pudding instead of instant pudding mix?
Absolutely! Homemade pudding will work wonderfully and can add a more natural flavor, but using instant pudding mix makes the process quicker and simpler without sacrificing deliciousness.
What is the best banana ripeness for this recipe?
Choose bananas that are ripe but firm. They should be yellow with maybe a few brown spots. Overripe bananas tend to become mushy and could affect the layers and texture of your trifle.
Can I substitute the heavy cream with a lighter option?
For the best texture and stability, heavy cream is recommended since it whips up nicely into stiff peaks. Light cream or milk won’t hold the whipped shape as well and may result in a runnier trifle.
Is it possible to make this dessert gluten-free?
Yes! Simply swap out the crushed graham crackers for gluten-free graham crackers or use crushed gluten-free cookies to keep the crunch without gluten.
How long do I need to chill the trifle before serving?
Chilling for at least one hour is key to let the pudding set and the flavors meld together beautifully. You can also chill it longer if needed, up to a few hours, but not too long or the bananas may brown.
Final Thoughts
This No-Bake Chocolate Banana Split Trifle Recipe is a celebration of comfort and fun wrapped into one beautiful dessert. It’s easy enough for a weeknight treat yet special enough to serve at gatherings where you want to wow your guests. Dive into this trifle and enjoy layers of chocolatey goodness, fresh banana flavor, and creamy whipped delights that truly hit the spot every single time. Trust me, once you’ve tried this recipe, it will become a cherished favorite in your dessert rotation!
Print
No-Bake Chocolate Banana Split Trifle Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 1 hour 20 minutes
- Yield: 8 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Description
A delicious and easy no-bake dessert combining layers of creamy chocolate pudding, fresh bananas, crunchy graham crackers, and whipped cream, topped with chocolate chips, maraschino cherries, and chocolate syrup. Perfect for a refreshing treat or party dessert.
Ingredients
Chocolate Pudding
- 1 package (3.9 oz) instant chocolate pudding mix
- 2 cups cold milk
Whipped Cream
- 2 cups heavy cream
- 1/4 cup powdered sugar
- 1 teaspoon vanilla extract
Other Ingredients
- 4–5 bananas, sliced
- 1 cup crushed graham crackers
- 1/2 cup chocolate chips
- 1/2 cup maraschino cherries, halved
- Chocolate syrup, for drizzling
Instructions
- Prepare the Chocolate Pudding: In a medium bowl, whisk the instant chocolate pudding mix and cold milk together for about 2 minutes until the mixture thickens. Then place it in the refrigerator and let it set for 5 minutes to firm up.
- Make the Whipped Cream: In a large bowl, use an electric mixer on medium-high speed to beat the heavy cream, powdered sugar, and vanilla extract until stiff peaks form. This should take about 3 to 4 minutes.
- Assemble the Trifle Layers: In a trifle dish or large glass bowl, start by spreading one-third of the prepared chocolate pudding as the base layer.
- Add Banana Slices: Arrange a layer of sliced bananas evenly over the pudding.
- Sprinkle Crushed Graham Crackers: Add a layer of crushed graham crackers on top of the bananas for a crunchy texture.
- Add Whipped Cream Layer: Spread one-third of the whipped cream over the graham crackers.
- Add Chocolate Chips and Cherries: Scatter chocolate chips and halved maraschino cherries over the whipped cream to add bursts of flavor and color.
- Repeat Layers: Repeat all the layers one more time—pudding, bananas, graham crackers, whipped cream, chocolate chips, and cherries—and finish with a final layer of whipped cream on top.
- Garnish and Chill: Drizzle chocolate syrup over the top layer of whipped cream and garnish with additional chocolate chips and maraschino cherries. Cover and refrigerate the trifle for at least 1 hour before serving to let the flavors meld and the dessert chill thoroughly.
Notes
- For best results, use ripe but firm bananas to avoid browning and mushiness.
- Ensure the pudding is well set before layering to maintain structure.
- Feel free to substitute graham crackers with digestive biscuits or crushed cookies of your choice.
- This dessert is best served chilled; do not leave it out at room temperature for long periods.
- Can be prepared a day in advance and stored in the refrigerator.

